W ell, I have been pretty busy with trying to finish Grad school which is why I haven’t been posting blogs very often. I also have been very preoccupied with trying to navigate through the end of my marriage as well as what the hell I am going to do about my mortgage. Now I am officially a 99 percenter who cannot afford the life I had meticulously planned for. I’m thirty-ish years old, with excellent credit history – well-educated, but my marriage was not good and here I am paying the price for it. I need a full-time job to keep my house but I also need to finish school so I can make the kind of money it will take to actually keep my house (It’s quite a conundrum). Hey! I am living the American Dream 2K! I am scared, angry, sad and mostly confused about how quickly things can fall apart.
I know I am not alone and I know there are a lot of Americans who have no back-up plan which is why I am sharing this little personal crisis with my readers. I hope to document my experience for you on this blog as the weeks pass and things start to get heavier. So far I have spoken with the free services at the Homeownership Center of Dayton ( Here is the link: http://www.homeownershipdayton.org/ ) I highly recommend speaking with them if you are in a similar situation. This week I received a letter from the mortgage company letting me know they have lawyered up and consider my account in foreclosure….yikes. The bank never lets me forget that I am failing to meet my responsibilities by sending people to my front porch with late notices. Thanks…I got it.
So — here we go! I know I have a strong family who will not let me fall back too far and for that I am truly blessed. I wish as much for any person or family going through the same thing. Sometimes life just keeps creeping in on you whether you are ready or not.
I have more studying to do so I can finish school with straight A’s but I will keep this blog updated as to the status of the house situation. I love my little house and hope a buyer will offer me a reasonable rate but as far as I can see the market is at an all time low.
Peace and Love,